Autism can be tricky to manage without the right resources and environment. There are many wonderful resources for parents of autistic children, but fewer for autistic adults looking for guidance on daily life, especially retirement. While retirement marks the end of a career for most adults, it may look different for neurodivergent retirees. Most savings and healthcare advice are for neurotypical people, which may not be as helpful. The first step to aging gracefully is learning how to combine your needs as an autistic person with your needs as an older adult.
Create a Savings Plan
You will need to save for retirement as early as possible. If you don’t have a traditional career with employer-provided benefits, this may look a little different for you. If you’re self-employed or on disability benefits, you’ll want to use an independent retirement savings plan for the most benefits. When you use a retirement fund, you’ll be able to save with tax benefits, which can help you save faster. You will need to save for healthcare, housing, food, bills, entertainment, and all other costs of living if you don’t plan on working during retirement. Saving money can be difficult if you struggle with impulsive spending habits or memory. If you automate your savings, however, you can regularly contribute without any effort on your part. You can open a savings or retirement fund account and schedule regular, automatic transfers to keep funding in a hands-off way.
Establish a Structured Retirement Routine
Just like most of the general population, autistic individuals tend to thrive well when they have a beneficial daily routine. Routine changes can be upsetting, so you’ll want to make sure your retirement routine sets you up for success. You can start by thinking about your needs and wants during retirement. While it may be tricky to do so when retirement seems so far away, you may have some goals, like traveling or relaxing, that you can turn into a solid routine. Would you want to live in your own home or a community with other seniors? Would you require a caregiver? Determining what you need in retirement can help you figure out what you want. If you’re losing the routine of a job, you may want to fill in the gap with another predictable daily schedule, such as scheduled social time, volunteering, or other community involvement. There are tons of things to do as an older adult, so keeping that routine momentum shouldn’t be any trouble.
Find Neurodivergent-Friendly Housing
Retirement communities are great ways for older adults to receive the tailored healthcare and assistance they need in daily life when they struggle with mobility or disability. They can be especially useful for autistic adults who need extra care, supervision, or specific routines. As an autistic senior, you may have additional needs regarding mental health, diet, and routine, which requires finding the right retirement community that will meet your needs. While many retirement communities offer tailored care and routines, not all will have the practice and experience to cater to autistic or neurodivergent residents. When you look for a retirement community, make sure the staff is trained and experienced with neurodivergent patients. The community should also be welcoming and accommodating to various routines and sensory needs. Ask staff and community members about their practices, rules, and activities. Read reviews. Tour communities.
Know Your Rights in Retirement Communities
When you live in a retirement community, you want to be sure you’re safe and comfortable. Make sure your needs are being met, and your rights are being respected. As a retirement community resident, you have the right to be treated with dignity and respect in a clean environment free from abuse or neglect. If you experience discrimination or abuse for any reason, including your autism, it’s important to file an official complaint or police report. You may want to consult with attorneys specializing in nursing home abuse, such as Rosenfeld Injury Lawyers, to help fight for your rights.
Cater to Sensory Needs
Autism typically comes with specific sensory needs. Some food textures may be undesirable, while others may become overstimulated by loud sounds. While you may know how to thrive best right now, those sensory needs may change over time, especially as you get older. Older adults can be more sensitive to light as their eyesight changes. Loud noises may not be as troublesome if your hearing becomes less sensitive. Be sure you tune into these sensory changes and adjust as necessary to keep yourself comfortable, enriched, and safe. Dimmer lights, quieter environments, joint-friendly stim toys, and ergonomic furniture are all excellent examples of adapting your sensory needs to your later years.
Prioritize Healthcare and Therapy
As you get older, you’re more likely to experience cognitive decline, chronic conditions, or immunity problems. When you combine the normal “wear and tear” of aging with your current healthcare needs, such as mental health therapy and autism care, you may need more from a healthcare plan than the average senior. You’ll want to make sure you have the right team, insurance, and resources to create a plan that works well for your needs. If some symptoms of autism are hard for you to manage, you’ll want to make sure Medicare and your retirement community can help equip you with the right resources to make life easier and better for you, especially as you age.
Conclusion
Age-related changes and the challenges that come with neurodivergence can seem intimidating, but with the right approach, healthcare, and strategy, you can thrive as an older adult. You can even enjoy the most rewarding phase of life with a few solid planning techniques. Build a support system, practice self-care, and foster growth to ensure your passions are fulfilled and your needs are met.
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